TN Disaster-Resilient Housing Scheme 2025: Phase 2 Features, Eligibility

The Tamil Nadu Government has launched the second phase of the Disaster-Resilient Housing Scheme. This is one of the schemes in which families live in vulnerable slum areas, the government convert them into safer and stronger communities. Due to the high risk of natural disasters of cyclones, floods and intense monsoon rains, families who live in the one reliable slum areas convert into stronger and safer areas. Government is making a long-term investment for the protection of those who are at the highest risk.

TN Disaster-Resilient Housing Scheme

Tamil Nadu is one of the states facing various types of natural disasters. One of the biggest examples is are 2015 Chennai floods, and there have been multiple cyclones hit the coastal districts. In this disaster, people who live in the slums are affected. Most of them lost their homes, belongings, and some of them even lost their life. The Tamil Nadu Government is working regularly after these incidents.

Scheme Name	Disaster-Resilient Housing Scheme Tamil Nadu
Motive	Give Shelter to families affected by Natural Disasters
Total Homes	40,000
Districts Covered	12 Districts Of Tamil Nadu
Benefit	Beneficiary Get Rs 5000 as Financial Support

Initially, they launched the 1st phase in the year 2021, in which they covered 30000 families who are in the flood-prone and low-lying zones. New houses was be built at that time are stable working in extreme weather conditions, with rainproof roofs and a raised platform so the rainwater will not come inside the house.

The Tamil Nadu Disaster-Resilient Housing scheme is announced in mid-2025. In phase 2 government has a target of 40000 Houses in 20 urban districts. In these, they include Chennai, Cuddalore, Nagapattinam and Thoothukudi. The main focus of this housing scheme is not just to build a house but also to create a resilient community. The house constructed in this scheme has various features like being durable against wind, easily bearing heavy rain and flooding. The government also help them to install solar panels and rainwater harvesting systems. They also help to make your evacuation routes so that the extra water will be easily out from the residential area.

District wise House Planning and Features

City Name	Houses	Facilities
Chennai	10000	RCC Roofing and elevated homes
Cuddalore	6000	Solar Power and Build Foundations
Nagapattinam	5000	Used Water Resistant Material and Safe Exits
Thoothukudi	4000	Drainage System and Build Community Shelters
Other All Districts	15000	Provide all basic amenities and disaster mapping

Eligibility Criteria For Disaster-Resilient Housing Scheme

If any person loses their house in a disaster like a flood, heavy rain or cyclone, the government help them to build their house under the scheme. The complete eligibility criteria are mentioned:-

• Only the Tamil Nadu permanent resident is eligible for this scheme.
• Applicant should belong to a flood-affected area in the state.
• If your job or business is affected by a disaster, then you can apply for the scheme.
• Applicant must be a registered person with the local revenue or Municipal Corporation.
• You should have an active bank account that is linked to the Aadhar card.

Benefits of the scheme

• The government will provide financial support of Rs 5000 to affected families.
• Under this scheme government will develop new houses with features like fly ash bricks, waterproof cement and use corrosion-proof Steel.
• TN government will cover 30000 families who live in the flood zone. The government give them new, stable houses that will not be affected by the high floods, heavy rain and cyclones.
• Special financial support will be provided to the families in which a female is the head of the family, a disabled person and any family that is affected by repeated flooding.
• The instant financial support will be provided to the affected residents, by using to buy food, drinking water, household items, maintain their hygiene, clothes and other necessities.
• The government also organise cash disbursement camps for the families without Bank access.

Documents Required

• Permanent residence proof
• Applicant Aadhar card
• Cast certificate
• Income certificate
• Phone number

Features of the Scheme

• Under the scheme government will cover additional 40000 households in the next phase.
• In the phase there are approximately 12000 homes are in the construction stage. These houses will be completed till Mid of 2026.
• Families who are affected due to several natural disasters, government provide them shelter with this scheme.
• Government will conduct community training program.
• Under the scheme the fund will be transferred through the DBT or local cash camps.

Construction Material Used

In the phase 2, disaster-resistant construction material will be used. In this material they use:-

• Fly Ash bricks
• Corrosion proof Steel
• Waterproof cement
• Designed to meet safety standards set by NDMA
• House construction with modular design
• Small Rooftop Garden (Some Houses)

Financial Support

• This housing scheme was started by the Tamil Nadu Government in collaboration with World Bank support and urban local body contribution.
• The construction cost to build any house is Rs 4 to 6 lakh, and the beneficiary does not have to pay upfront. This is a subsidy model, and the beneficiary has a minimum financial burden.
• There is special financial support that will be provided to female-headed households, disabled persons and families who are affected again in flooding.